> For the complete documentation index, see [llms.txt](https://docs.ledgity.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ledgity.finance/overview/how-to-use-ledgity/account-creation-and-kyc.md).

# Account creation & KYC

Ledgity.finance offers two ways to access the platform:

***

#### **Account creation (KYC/KYB) for fiat rails**

To enable **fiat deposits/withdrawals (EUR/USD)** and benefit from banking rails, investors complete:

* Account information with our partner Moonpay
* Identity verification (**KYC/KYB**)
* Proof of address
* Registration of a bank account (**IBAN**) for future fiat withdrawals

Account approval is completed in line with internal compliance requirements.

***

#### **Wallet connection (no account creation)**

Investors can connect directly using a **non-custodial wallet** such as **Ledger, Rabby, MetaMask, or WalletConnect**.\
This wallet connection provides **immediate access to the savings products** (viewing products, subscribing, redeeming, swapping), without the need to create an account.

**Note:** Wallet connection gives instant access to the investment features, while KYC/KYB is required to use fiat on/off-ramp services and to withdraw stablecoin to an IBAN.

***

### **Who Onboards Through This Flow**

| Client Type                     | Use Case                                        |
| ------------------------------- | ----------------------------------------------- |
| Family Offices & Asset Managers | Regulated exposure to real-yield strategies     |
| Companies Post-Fundraise        | Capital preservation with operational liquidity |
| DAOs & Protocol Treasuries      | Runway extension & stable on-chain reporting    |
| Crypto Funds & Trading Firms    | Cash management between market cycles           |

***


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