Account creation & KYC

Ledgity.finance offers two ways to access the platform:

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Account creation (KYC/KYB) for fiat rails

To enable fiat deposits/withdrawals (EUR/USD) and benefit from banking rails, investors complete:

• Account information

• Identity verification (KYC/KYB)

• Proof of address

• Registration of a bank account (IBAN) for future fiat withdrawals

Account approval is completed in line with internal compliance requirements.

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Wallet connection (no account creation)

Investors can connect directly using a non-custodial wallet such as Ledger, Rabby, MetaMask, or WalletConnect. This wallet connection provides immediate access to the savings products (viewing products, subscribing, redeeming, swapping), without the need to create an account.

Note: Wallet connection gives instant access to the investment features, while KYC/KYB is required to use fiat on/off-ramp services and to withdraw stablecoin to an IBAN.

Regulatory Status

Ledgity is registered in France as a Digital Asset Service Provider (PSAN) under the supervision of the Autorité des Marchés Financiers (AMF).

This status ensures:

• KYC/KYB & AML enforcement

• Secure and segregated client accounts

• Compliant handling of digital asset operations

As the European MiCA regulation is rolled out, PSAN entities benefit from a transitional operating regime. Ledgity is currently working on the full MiCA authorization, expected in 2026 licensing window.

In short: Compliant today under PSAN. Preparing for full MiCA authorization in 2026.

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Who Onboards Through This Flow

Client Type	Use Case
Family Offices & Asset Managers	Regulated exposure to real-yield strategies
Companies Post-Fundraise	Capital preservation with operational liquidity
DAOs & Protocol Treasuries	Runway extension & stable on-chain reporting
Crypto Funds & Trading Firms	Cash management between market cycles

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Contact Our Institutional Lead

JEAN-BAPTISTE SICARD

https://www.linkedin.com/in/jean-baptiste-sicard-charleswww.linkedin.com

email: [email protected]