# Liquidity & Redemption Policy

Ledgity.finance is structured to provide **instant liquidity under normal conditions**, supported by short duration exposures and an internal liquidity buffer.

#### 1. Standard Redemptions

Standard redemptions are expected to be processed within the product’s usual settlement timeline, according to available liquidity and operational flows.

{% columns %}
{% column %}
**Product**

lyEUR

lyUSD
{% endcolumn %}

{% column %}
**Redemption** 

Instant

Instant
{% endcolumn %}
{% endcolumns %}

#### 2. Large Redemptions / Stress Scenarios

If redemption requests exceed a defined proportion of AUM (e.g., **>20%**), settlement may require additional time (e.g., **1–4 weeks**) depending on available liquidity and the liquidation cycle of underlying exposures.