# Additional informations

**Step 1 — Go to the *****Invest***** page**\
→ [`https://ledgity.finance/invest`](https://ledgity.finance/invest)

<figure><img src="https://587197164-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtTOGdZILqpBX5qn8H7m%2Fuploads%2FBLPXCKPyXheVC7pL1nK3%2FCapture%20d%E2%80%99e%CC%81cran%202025-11-09%20a%CC%80%2011.59.11.png?alt=media&#x26;token=ed14b15a-6542-448c-b477-52e1e921a2d7" alt=""><figcaption></figcaption></figure>

**Step 2 — Connect your wallet**\
Click **Connect Wallet**, select your wallet provider.

**Step 3 — Select the network**\
Choose the correct blockchain network (ex: **Base**, **Arbitrum**, **Sonic**, **Hedera**, **Ethereum, linea**).<br>

**Step 4 — Choose your vault**\
Select either:

* `lyUSDC` (USD yield)
* `lyEURC` (EUR yield)

**Step 5 — Approve your stablecoin**\
Before depositing, you must approve USDC/EURC for the vault smart contract.

* Click Approve with the amount you want to deposit
* Sign the transaction in your wallet<br>

**Step 6 — Deposit**\
Enter the amount you want to deposit and click **Invest**.\
Your wallet will ask you to confirm.

→ You will automatically receive **lyTokens** (lyUSDC or lyEURC) in your wallet.\
These represent your position and **accrue yield continuously via PPS**.

***

### **2. Understanding Your Position**

Your balance updates automatically as yield accrues.\
There is **no need to stake, harvest, or claim**.

* `lyUSDC / lyEURC` are **non-rebasing**
* Yield is reflected in **PPS (Price Per Share)** increasing daily.

Example:

* PPS = 1.0000 → After yield → PPS = 1.0075\
  Your tokens stay the same number, but each is **worth more**.

***

### **3. Withdraw**

Withdrawals depend on **available liquidity** in the on-chain buffer.

<figure><img src="https://587197164-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtTOGdZILqpBX5qn8H7m%2Fuploads%2FvqdSWtf5qX1qsEjHkDJN%2FCapture%20d%E2%80%99e%CC%81cran%202025-12-17%20a%CC%80%2012.22.29.png?alt=media&#x26;token=e376b882-6c86-424e-b307-de6aaa80cc0b" alt="" width="375"><figcaption></figcaption></figure>

#### **Instant Withdrawals**

A portion of TVL is always held on-chain to support immediate redemption.

You will see:

```
?  EURC/USDC available for instant redemption
```

<figure><img src="https://587197164-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVtTOGdZILqpBX5qn8H7m%2Fuploads%2FPrpjP7GHPM7Y7YnQ0sHP%2FCapture%20d%E2%80%99e%CC%81cran%202025-11-09%20a%CC%80%2012.02.15.png?alt=media&#x26;token=c265ff34-187e-476c-8aec-f1fa09e93998" alt=""><figcaption></figcaption></figure>

If your withdrawal amount ≤ buffer → **withdrawal is instant**.

***

#### **Redeem with Settlement Delay**

If your withdrawal amount **exceeds** the instant buffer:

* The protocol triggers a **redemption from underlying yield positions**
* This process takes **less than 72h**

You will receive your funds automatically once settlements are completed.

***

#### **Large Redeem (>20% of Vault TVL)**

For large redemptions:

* Liquidity unwinding may require **1–4 weeks**, depending on asset repayment cycles.
* **A communication channel is opened directly with you** to coordinate timing and transparency.

This avoids forced liquidation and ensures treasury preservation for all participants.

***

### **4. Summary**

| Withdrawal Size   | Settlement Speed | Notes                                     |
| ----------------- | ---------------- | ----------------------------------------- |
| ≤ On-chain buffer | **Instant**      | Fully automated                           |
| Buffer-exceeding  | **≤ 72h**        | Await scheduled repayment flows           |
| > 10% of TVL      | **1–4 weeks**    | Coordinated settlement with communication |

***

### **5. Key Principles**

* You always remain in control of your wallet.
* lyTokens can be moved, stored, or used in DeFi while accruing yield.
* Withdrawals are transparent: liquidity buffer is displayed **publicly on-chain**.