# BuffX BuffX develops independent liquidity products designed to connect stablecoin capital with real-world financial activity. Instant Liquidity Node, Fixed Rate (ILN-FR) is a fixed-term stablecoin liquidity product designed by the [BuffX](https://buffx.io/) team. It is structured as a **30-day vault**, with each monthly cycle operating under **contract-defined terms**, including a fixed return rate for that specific period. The product is designed to support real-world transactional activity while offering a predictable, short-duration allocation framework for liquidity providers. Solving a real world problem International payment corridors involving certain currencies remain constrained by settlement delays, pre-funding requirements, and limited access to immediately available liquidity. These constraints are operational rather than theoretical. They affect how quickly transactions can be completed and how efficiently capital can move across borders. ILN-FR is designed to address this issue by maintaining **USD fiat liquidity in a pre-positioned state**, allowing partners to execute transfers without waiting for traditional settlement processes. For more information:
--- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.ledgity.finance/partner-vaults/buffx.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.