# Deposit EUR or Stablecoin

Ledgity.finance supports **two primary funding routes**:

#### **Fiat Funding (EUR/USD → EURC/USDC)**

Investors can fund in EUR (and USD where available). Funds are converted into stablecoins and credited to the investor’s account environment.

**i) Instant Funding via MoonPay Virtual Account Service**

1. The investor receives a dedicated virtual IBAN,
2. The investor executes a SEPA transfer,
3. EUR is converted to EURC,
4. EURC is credited to the investor’s account environment.

**ii)  Standard Funding via Delubac (2–3 business days)**

1. The investor uses the Delubac IBAN provided,
2. The investor executes a SEPA transfer,
3. Funds are processed under standard bank timelines (typically **2–3 business days**) and converted into EURC,
4. EURC is credited to the investor’s account environment.

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#### **Direct Stablecoin Deposits (Stablecoin → Product)**

Investors who already hold stablecoins can deposit **EURC/USDC directly**, without fiat conversion:

1. The investor sends EURC/USDC from their wallet to the Ledgity.finance deposit address / designated contract,
2. Stablecoins are credited to the investor’s account environment,
3. The investor can subscribe to a yield strategy immediately.

This route is intended for investors seeking a faster subscription workflow.