lyUSDC

lyUSDC is the USD-denominated yield vault of the Ledgity protocol. It allows users, DAOs, and institutions to earn real yield on USDC while maintaining self-custody and on-chain liquidity.

When you deposit USDC, you receive lyUSDC. The Price-Per-Share (PPS) of lyUSDC increases as yield is generated.

There are no lockups, no staking, and no claiming. Your yield is reflected automatically in your lyUSDC balance value.


How It Works (Simple)

  1. Deposit USDC

  2. Receive lyUSDC (1:1)

  3. The PPS of lyUSDC increases as yield accrues

  4. Withdraw USDC at any time based on PPS value


Yield Source

lyUSDC yield comes from a diversified RWA portfolio managed through the SARR Fund:

Allocation
Description

80% RWA Portfolio

Short-duration, cash-flow-producing assets

15% DeFi Strategies

Low-risk lending (Morpho / Aave)

5% On-Chain Liquidity Buffer

Ensures withdrawals at any time


Withdrawals

Withdrawal Type
Delay
Notes

Instant

Immediate

As long as buffer liquidity is available

Scheduled

24–72h

When RWA liquidity is cycled

Large withdrawals >10% TVL

Case-by-case

Coordinated to protect portfolio integrity

You can always withdraw, but timing depends on liquidity conditions.


Use Cases

  • Safe parking of stablecoins between plays

  • DAO runway preservation

  • Hedge against inflation while remaining liquid

  • Stable base collateral for on-chain strategies


Integrations

  • Chainlink CCIP supports seamless bridging across chains

  • DeFi integrations (DEX LPs, lending protocols) coming in 2026

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