Vault Strategy
Ledgity’s yield model is built on real economic activity, not token incentives or leverage cycles. The objective is to deliver stable, recurring, and liquid yield while preserving capital integrity and on-chain accessibility.
Strategy Principles
The RWA portfolio is structured around three core principles:
Short Duration
Capital cycles frequently to support withdrawal liquidity and reduce duration risk.
Diversified Exposure
Yield does not rely on a single asset class, issuer, or sector.
Transparent Cash Flow
Yield is generated from contractual, identifiable, and recurring payments.
The strategy is designed to behave independently from crypto market cycles.
Portfolio Allocation Model (Target)
80%
Short-duration Real-World Yield Portfolio
Core yield generation — diversified, recurring payments.
15%
Low-Risk On-Chain Strategies (Aave, Morpho, etc.)
Liquidity efficiency & flexibility while maintaining security.
5%
On-Chain Liquidity Buffer
Supports instant withdrawals and operational settlement.
80% — Real-World Yield Portfolio
The core portfolio includes diversified exposure to:
Trade finance flows
Short-term corporate receivables
Treasury and cash management instruments
Tokenized money market alternatives
Factoring and revenue-based financing in select cases
All positions are:
Short duration (typically 30–180 days)
Collateralized or secured by senior claims
Audited and monitored through institutional reporting frameworks
15% — Secured On-Chain Yield
Low-risk, liquid DeFi instruments used only where:
Smart contracts are audited
Protocols have battle-tested track records
Collateral is high-quality & liquid
This component ensures on-chain composability and immediate redeployment flexibility.
5% — Liquidity Buffer
Maintained on-chain, enabling:
Instant withdrawals for most users
Low operational friction
Linearity between inflows and outflows
Large withdrawals are processed through scheduled liquidity windows to preserve asset integrity.
Risk Management Framework
Counterparty Risk
Due diligence, financial scoring, performance tracking
Duration Risk
Short-duration instruments with predictable repayment cycles
Liquidity Risk
On-chain liquidity buffer + rolling maturities
Collateral / Asset Backing
Collateralization or senior-secured structures where applicable
Operational & Compliance Risk
PSAN compliance, KYB/KYC, AML screening, audit trails
Smart Contract Risk
Independent audits + battle-tested integrations
Risk is not eliminated — but it is identified, quantified, and managed transparently.
Reporting & Transparency
Ledgity provides:
Portfolio allocation breakdowns
PPS (Price Per Share) valuation transparency
On-chain valuation view for liquidity buffer
Periodic reporting for institutional clients
Institutional company will allow:
Yield statements (CSV / PDF)
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