Deposit and withdraw
Step 1 — Go to the Invest page
→ https://ledgity.finance/invest
Step 2 — Connect your wallet Click Connect Wallet, select your wallet provider.
Step 3 — Select the network Choose the correct blockchain network (ex: Base, Arbitrum, Sonic, Hedera, Ethereum, linea).
Step 4 — Choose your vault Select either:
lyUSDC(USD yield)lyEURC(EUR yield)
Step 5 — Approve your stablecoin Before depositing, you must approve USDC/EURC for the vault smart contract.
Click Approve with the amount you want to deposit
Sign the transaction in your wallet
Step 6 — Deposit Enter the amount you want to deposit and click Invest. Your wallet will ask you to confirm.
→ You will automatically receive lyTokens (lyUSDC or lyEURC) in your wallet. These represent your position and accrue yield continuously via PPS.
2. Understanding Your Position
Your balance updates automatically as yield accrues. There is no need to stake, harvest, or claim.
lyUSDC / lyEURCare non-rebasingYield is reflected in PPS (Price Per Share) increasing daily.
Example:
PPS = 1.0000 → After yield → PPS = 1.0075 Your tokens stay the same number, but each is worth more.
3. Withdraw
Withdrawals depend on available liquidity in the on-chain buffer.
Instant Withdrawals
A portion of TVL is always held on-chain to support immediate redemption.
You will see:
? EURC/USDC available for instant redemption
If your withdrawal amount ≤ buffer → withdrawal is instant.
Redeem with Settlement Delay
If your withdrawal amount exceeds the instant buffer:
The protocol triggers a redemption from underlying yield positions
This process takes less 72 hours
You will receive your funds automatically once settlements are completed.
Large Redeem (>10% of Vault TVL)
For large redemptions:
Liquidity unwinding may require 1–4 weeks, depending on asset repayment cycles.
A communication channel is opened directly with you to coordinate timing and transparency.
This avoids forced liquidation and ensures treasury preservation for all participants.
4. Summary
≤ On-chain buffer
Instant
Fully automated
Buffer-exceeding
≤ 72h
Await scheduled repayment flows
> 10% of TVL
1–4 weeks
Coordinated settlement with communication
5. Key Principles
You always remain in control of your wallet.
lyTokens can be moved, stored, or used in DeFi while accruing yield.
Withdrawals are transparent: liquidity buffer is displayed publicly on-chain.
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